UMB Financial Corporation is a diversified financial services company that provides a wide range of banking, asset management, and other financial services to individuals, businesses, and institutional clients. They operate through various subsidiaries and offer services such as commercial banking, wealth management, and treasury management, among others. 

In terms of technical analysis, the stock of UMB Financial Corporation is currently consolidating in a sideways trading range. This means that the stock has been trading within a relatively narrow price range, with neither significant upward nor downward movement. This consolidation phase suggests a period of indecision among market participants, as they weigh the stock's future direction. 

For investors, it is important to closely monitor the stock's price action and look for potential breakouts or breakdowns from this trading range. Such moves could indicate a shift in momentum and provide opportunities for trading or investment strategies.